Salisbury MD Home Buyers FAQ's
Answers to Your Salisbury MD Home Buying Questions
Buying a home in the Salisbury MD area can be both thrilling and a bit unnerving, especially if you're a first-time home buyer. Both experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below. Before you begin your Salisbury MD area home search, it is recommended that you prepare for the journey by educating yourself. This will ensure you are a knowledgeable home buyer who is prepared to make a confident home buying decision.
Q - I've never purchased a home before. Where should I begin?
A - Actually, you've already started the process. Fact-finding and reading articles is a great way to become an educated consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
- Familiarize yourself with your personal finances.
- Learn about the Salisbury MD real estate market.
- Carefully review your budget and begin to eliminate as much debt as possible.
- Have a down payment (if applicable) and earnest money ready when the time comes to act and make your offer.
Your next step is to contact us. As your Salisbury MD home buying specialists, we'll protect your interests and manage the details of the transaction on your behalf to your complete satisfaction.
Q - With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?
A - Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them. They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely comfortable signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive. Of course, the type of loan best for you depends on several factors. Here are just a few:
- How much money do you have for a down payment?
- How long do you plan to live in the home?
- Which types of loans do you you qualify for?
Let's Get Started!
Ready to schedule your no obligation home buying consultation? If so, contact us today and together we will review your needs and your budget to help you find the right Salisbury MD area home for you!
The Home Buying Solution for Salisbury MD Area Real Estate
The process of buying a home can be intimidating and is a journey of many steps. Determining how much you can afford, which is the best loan product, contracts, contingencies, agency, inspections, title, and all the associated terminology can be very confusing, even if you bought a home in past as the industry and market is constantly changing. This is where an experienced Buyer’s Agent can be your biggest asset in the purchase of your Salisbury Maryland area home.
As your Buyer’s Agent for Salisbury MD real estate, I will...
-Show any homes on the market that may meet your needs including: Foreclosures, Short Sales, Bank Owned and Homes For Sale by Owner.
-Educate you on the various loan programs available, such as, FHA, VA, USDA Rural Housing and Conventional.
-Guarantee that any information given about you will be kept confidential.
-Guarantee I will not try to change your relationship with Vision Realty Group to "dual agent", where you and your best interests are essentially abandoned.
-Aggressively negotiate with the Seller or Seller's agent the terms and conditions of the contract.
-Schedule and attend your inspections, walkthrough and settlement.
-Be available for questions and concerns about your home after settlement.
Having a Buyer’s Agent Can Save You Thousands
When Vision Realty Group of Salisbury represents you as a Salisbury MD area home buyer, a “fiduciary” relationship is created, meaning that your best interests are put ahead of everyone else during the home buying process, even our own. We’ll have the legal duty to negotiate on your behalf at all times, potentially saving you thousands of dollars. Two decades of superior home buyer representation in the Salisbury Maryland area has created many raving fans.
Contact us today to learn how Vision Realty Group can save you time, money and effort!
