2024
Last updated:
Our Recommended Top 19
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Our goal is to connect people with the best local professionals. We scored Tulsa Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.
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Providers
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Featured Provider
License: 10003951
(64)Why choose this provider?
Anchor Financial Group is a veteran-owned brokerage firm that serves clients in Broken Arrow. It has a wide range of life insurance options available, including term, whole, universal, variable, and indexed universal. Additionally, the company provides health insurance solutions for individuals, families, and groups. It works with health insurance providers, such as Aetna, Community Care, and Blue Cross Blue Shield. Anchor Financial Group uses a holistic planning approach and assists with financial, estate, and retirement planning.
- Life Insurance
- Health Insurance
License: 40002532
Why choose this provider?
Tulsa Insurance Group Advisors is an insurance agency that serves individuals, families, and businesses in Tulsa. It offers whole life and term life insurance policies that provide financial security to beneficiaries in the event of an unexpected accident, illness, or death. The agency also covers other insurance products for automobiles, homes, renters, boats, and businesses. Auto insurance options cover collisions, damages not related to car crashes, and personal injuries. Insurance agent Larry Walker has 25 years of experience in the insurance industry.
- Life Insurance
Expertise.com Rating
Review Sources
- Yelp
- 5.0 (22)
Why choose this provider?
Tulsa Insurance Group has provided a wide selection of insurance options for more than 25 years. The independent life insurance company in Tulsa ensures its clients receive the coverage and rates they need through its partnership with a network a top-rated carriers. Its agents consult with individuals to evaluate their financial circ*mstances, obligations, and goals before recommending a term or whole life insurance policy. Tulsa Insurance Group also offers home, auto, and business insurance plans.
License: 113104
Why choose this provider?
For more than 15 years, State Farm insurance agent Tyler McCall has served clients in the Tulsa area. He offers life insurance plans that can cover a variety of expenses after the policyholder passes on. These include funeral costs, living costs, and future expenses like college tuition. Tyler also offers coverage for autos, properties, and businesses, along with a variety of health insurance policies. Clients can also get assistance with investment plans like mutual funds and annuities.
- Life Insurance
License: 44195572
Expertise.com Rating
Review Sources
- 5.0 (3)
Why choose this provider?
American Century Life (ACL) Insurance Company is an independent insurance company that has served residents of Tulsa for almost 40 years. It offers life insurance plans for families and business owners alike and can customize these policies to act as inheritance or ownership transfer. Through the company's website, clients can fill out forms to have their insurance fund various death benefits. These include payouts for post-mortem taxes, income replacement, and funeral costs. ACL also provides annuity plans and educates first-time clients on their benefits.
- Life Insurance
Expertise.com Rating
Review Sources
- Yelp
- 5.0 (22)
- 5.0 (20)
Why choose this provider?
Keith Tow Agency has represented Hometown Insurance since 2018. The independent life insurance company partners with a network of top-rated carriers to deliver options tailored to meet its clients' needs. Its agents consult with individuals to evaluate their current financial circ*mstances and goals. They provide term, whole, and universal plans that may include supplemental long-term care solutions for covering the costs of a critical or chronic illness in addition to other options.
License: 10000192
Expertise.com Rating
Why choose this provider?
Aim Agency, Inc. is an insurance company that offers services to clients in Tulsa. It provides life insurance policies, such as term and permanent, depending on the clients' needs and preferences. It also has other insurance options that cover health, automobiles, recreational vehicles, homes, and retirement plans. Aim Agency is an independent company that works with various insurance carriers to provide customized options to clients. These carriers include Safeco Insurance, Progressive, Kemper Specialty, and American Modern.
- Life Insurance
License: 10013363
Why choose this provider?
Legacy Insurance Advisors is a locally owned independent agency that serves individuals and businesses in Tulsa and the surrounding communities. It offers a wide range of insurance products, including life insurance, Medicare, disability insurance, and annuities. Its life insurance offerings have various types, including term, whole, universal, and convertible policies. Its agents help clients assess their life insurance needs and select the right coverage for them. The agency has access to several carriers, including Allianz, American General Life, Banner Life, and Genworth Financial.
- Life Insurance
License: 100177151
Why choose this provider?
For more than 30 years, Jim Vanderveen has been offering State Farm insurance to the Tulsa area. He helps customers who want to secure their families' future through life insurance policies, which cover everything from funeral costs to future expenses like college tuition. Jim also offers coverage for autos, properties, and businesses, along with health and pet insurance policies. Clients looking at putting their money into investments can get help with mutual funds and annuities.
- Life Insurance
License: 3000469251
Why choose this provider?
Oklahoma Insurance Connection, LLC, is a Tulsa-headquartered insurance company. This independent agency enables access to a wide array of insurance carriers, providing clients a full range of personal insurance coverages. Among the insurance products that it carries includes life insurance. Its team assists clients in selecting the coverage that will fit their life insurance needs and budget. Additionally, the company provides auto insurance, motorcycle, boat, and watercraft insurance, and homeowners' insurance plans. Oklahoma Insurance Connection also provides commercial insurance services.
- Life Insurance
License: 100224127
Why choose this provider?
One World Benefits Group is an insurance company serving individuals in the Tulsa metro and neighboring areas. Its team offers life and health insurance programs, such as long-term care, disability, Medicare supplements, individual health, and dental policies. They also provide insurance products for employees and business owners, including workers' compensation, business owners' package, general liability, and commercial auto. One World Benefits Group is a National Association of Health Underwriters and Tulsa Association of Health Underwriters' member.
- Life Insurance
- Health Insurance
- Long Term Care
Expertise.com Rating
Review Sources
- Yelp
- 5.0 (22)
- 5.0 (2)
Why choose this provider?
Dorsey Insurance has delivered personal and business insurance solutions for more than 30 years. The independent life insurance company partners with more than 15 top-rated carriers to customize plans the meet its clients' needs. Its agents consult with individuals to understand their unique financial circ*mstances and goals. They evaluate considerations that include earnings, debts, familial obligations, and assets before making recommendations for term or permanent plans. Additionally, Dorsey Insurance offers home, farm, and vehicle coverage as well as commercial options.
License: 76694
Why choose this provider?
Velta Augusta is a State Farm insurance agent with over 30 years of experience serving the Tulsa community. She provides term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for business continuation, employee benefits, and key employee incentives. Augusta also offers personalized solutions for auto, home, and health insurance. She has been involved with various community organizations, including the Go Red For Women and Meals on Wheels.
- Life Insurance
- Health Insurance
License: 100123937
Why choose this provider?
EZ Insurance Agency is a locally operated independent insurance provider that serves individuals, families, and business owners from Tulsa and the surrounding areas. It offers different types of life insurance, including term life insurance and permanent life insurance. It also provides fee-for-service, managed care, and long-term care health insurance. Other types of insurance that the company offers include short-term disability, long-term disability, and Medicare plans. EZ Insurance Agency has been in operation for more than a decade.
- Life Insurance
- Health Insurance
- Home and Auto Insurance
License: 100101620
Why choose this provider?
Hometown Insurance Agency serves customers in Tulsa. It provides solutions to its clients’ needs for life, home, auto, and umbrella insurance. It also provides policies for products and commercial buildings. The company’s insurance experts have extensive knowledge of various insurance companies, products, and guidelines and find policies that fit the specific requirements of their customers. It also looks for policies with the best deals. Hometown Insurance Agency works with carriers such as AmTrust, Liberty Mutual, MetLife, and Mercury Insurance.
- Term Life Insurance
License: 3001276390
Why choose this provider?
Lua Insurance serves families and businesses in the Tulsa area. It offers life insurance policies that provide financial protection for the policy owner and his or her family in unexpected circ*mstances. The company also has plans for automobiles, homes, and personal assets. In addition, it assists small businesses with business insurance. As an independent agency, it works with various carriers such as Progressive and Liberty Mutual. Lua Insurance is headed by Jorge Lua, who has been in the industry for over five years.
- Life Insurance
License: 40111116
Why choose this provider?
Daniel Parker is a State Farm insurance agent who offers insurance products and financial services to the Tulsa community. He and his team assist clients in navigating through the options of term, whole, and universal life insurance coverage. Policies are also available for small businesses for purposes such as business continuation, employee benefits, and key employee incentives. With a focus on a client's insurance and financial priorities, Parker's team also presents pet, auto, and health insurance.
- Life Insurance
- Health Insurance
Why choose this provider?
EZ Insurance Agency offers its clients coverage and rate options to meet their needs. The independent life insurance agency in Tulsa works with a network of top-level carriers to provide products, including term, whole, and universal policies tailored for individual circ*mstances. Additionally, the company offers supplemental policies, such as critical care coverage. EZ Insurance Agency also researches the options available for managed and fee-for-service health insurance with supplemental plans that encompass long-term care and disability.
Expertise.com Rating
Review Sources
- 5.0 (21)
- 4.4 (7)
Why choose this provider?
Steward Insurance Group has provided personal and business solutions for more than 30 years. The independent agency represents multiple top-rated carriers to deliver the range of service its clients require. Its agents assist clients with determining which life insurance coverage offers the protection they need for their families and assets. Steward Insurance Group also evaluates the individual health coverage and supplemental plans that most effectively aligns to individual circ*mstances and preferences.
Compare our Top Life Insurance Companies
| Name | Expertise Rating | Address | Promotions | Learn more |
|---|---|---|---|---|
| Anchor Financial Group | 4500 South Garnett Road, Tulsa, OK74146 | View More | ||
| Tulsa Insurance Group Advisors | 5121 South Sheridan Road, Tulsa, OK74145 | View More | ||
| Tulsa Insurance Group | 5121 S Sheridan Rd Ste B, Tulsa, OK74145 | View More | ||
| Tyler McCall | 8806 S Yale Ave, Suite A, Tulsa, OK74137 | View More | ||
| American Century Life Insurance Company | 4785 E 91st Street Suite 200, Tulsa, OK74137 | View More | ||
| Hometown Insurance - Keith Tew Agency | 8555 N 117th East Ave Ste 103, Owasso, OK74055 | View More | ||
| Aim Agency, Inc. | 6965 South 69th East Ave, Tulsa, OK74133 | View More | ||
| Legacy Insurance Advisors | 1401 S Cheyenne, Tulsa, OK74119 | View More | ||
| Jim Vanderveen | 3015 E 15th Street, Tulsa, OK74104 | View More | ||
| Oklahoma Insurance Connection, LLC | 1705 South Baltimore Avenue, Tulsa, OK74119 | View More | ||
| One World Benefits Group | 5800 E. Skelly Drive Suite 1230, Tulsa, OK74135 | View More | ||
| Dorsey Insurance | 512 E Will Rogers Blvd, Claremore, OK74017 | View More | ||
| Velta Augusta | 8929 S Memorial Drive, Suite 190, Tulsa, OK74133 | View More | ||
| EZ Insurance Agency | 1207 S Memorial Dr, Tulsa, OK74112 | View More | ||
| Hometown Insurance Agency | 8282 S Memorial Dr Ste 100, Tulsa, OK74133 | View More | ||
| Lua Insurance | 6922 S Lewis Ave, Tulsa, OK74136 | View More | ||
| Daniel Parker | 8287 S Memorial Dr, Tulsa, OK74133 | View More | ||
| EZ Insurance Agency - Tulsa | 1207 S Memorial Dr, Tulsa, OK74112 | View More | ||
| Steward Insurance Group | 411 N Main St, Broken Arrow, OK74012 | View More |
FAQs
In Tulsa, what will happen to the life insurance policy if the policyholder dies?
In Tulsa, the beneficiaries of a life insurance policy will receive the proceeds or benefits in case the policyholder dies. The beneficiaries may include spouses, children, grandchildren, or other family members. Through the inherited benefits, these beneficiaries can use the money to replace their income or to settle childcare and educational expenses.
How long does it take to receive a life insurance payout in Tulsa?
Generally, claimants in Tulsa receive life insurance payouts within 30 days, but this may be longer due to several factors, including the type of policy and required documentation. Beneficiaries must make sure that they prepared and submitted policy details and death certificates. If the deceased individual has term life insurance, their beneficiaries may receive the payout immediately.
Do beneficiaries in Tulsa pay taxes for life insurance benefits?
No, beneficiaries in Tulsa do not need to pay taxes because life insurance benefits are not subject to income or estate taxes. However, if they choose to obtain their payouts as an annuity, they might pay taxes because annuity interests are taxable. They can avoid taxes if they choose to receive their money as a lump sum.
If your grandmother passed away, what can you do to determine whether you are a life insurance beneficiary in Tulsa?
If your grandmother passed away and you are not sure if you were named as her life insurance beneficiary, you may contact the National Association of Insurance Commissioners. Tulsa residents are allowed to use their free life insurance policy locator service, which contains policies on the databases of various carriers.
In Tulsa, can someone take away your life insurance without your knowledge?
In Tulsa, parents or grandparents who purchased the life insurance can take away the policy from their beneficiaries without their knowledge. This is because they can give consent on their beneficiaries' behalf. However, for adults, policyholders cannot take away the life insurance because the process needs the beneficiaries' consent and participation.
Which is better, term or whole life insurance?
Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.
How much life insurance do I need?
A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.
How does life insurance work?
The details of how life insurance works depend on your individual plan, but the basics are as follows:
- You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments.
- As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated.
- Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
How much is life insurance?
The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.
Is life insurance taxable?
Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.
Can I buy health insurance that is not Obamacare?
When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.
Can I buy health insurance anytime?
To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.
Who should buy supplemental health insurance?
Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.
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